Gen Z’s Impact on the Economy Is Leading To Major Changes With Credit, Investing and MorePekic / iStock.comAlthough the oldest among them are barely in their mid-20s, Gen Z has already transformed American culture and the economy — and they’re just getting started. “Among all generational groups, Gen Z’s economic power is the fastest rising,” said Andrea Chapman, who analyzes Gen Z’s spending and saving patterns in her position as marketing manager for Nature and Bloom. The report also describes the unprecedented windfall that Gen Z is set to receive in the form of collective inheritance. As time takes its toll, much of that $78 trillion will land squarely in Gen Z’s digital wallet. “There is a creative bug among the Gen Zs, and it’s pushing the economy into a whole new different place.